Friday, October 23, 2009

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As we know children are a bottomless piggybank. Here are some simple but very practical advice on how not to waste money in this area. I do not have to do this looking like your baby is crying when you refuse him anything.

1) Come on shopping with your child / children! Easy, right? And how effective! Do you feel compelled to buy a lollipop, a candy bar or a toy. In this way not only save money but time and do it yourself much quicker shopping. Remember that if you go out shopping every day or even every two days to take your child involves the additional cost of a few gold. Monthly gives it up to a few hundred dollars extra unnecessary expenses. Just count, let's say you buy two gold bars at 2 for both children. It's still not enough, symbolically, because most children will not stop at candy bar (they can also choose to give them a Coke, biscuits, or a hamburger at McDonalds) but let's say that you spend daily 4 gold. Monthly giving is as much as 120 gold extra cost. Even if you do some shopping every other day and so it goes far: 60 gold extra cost. Someone might say, "What is 60 zlotys a month." Yes, but remember that these are not the only additional costs they incur in the scale of the other so it's a lot of expenditure.

2) If your child goes to school does not give him money for shopping in the school store or snack bar because there is usually expensive. It is better to buy such sweets in a supermarket, where they are much cheaper. You can buy immediately the whole package. If a child gets 5 zł per day for shopping in a school store for the month you spend on it as much as 100 zlotys.

3) Does your child learns a foreign language? For individual course of instruction will pay up to 30 per month. However, if you organize the study group you can spread those costs over several people. Besides learning a language can be successfully alone, research shows that it is best to know what you learn for yourself. Some have learned to themselves even more than one language (polyglots). Contrary to appearances, it is quite possible, there is even a lot of help for self-study. Anyway, both you and your child has already learned one language alone, his native language, so at least it shows that it is very possible. Besides motivating your child to learn self-evolve in the creativity and independence, which will surely be useful to him in later life when he enters his habit.

Thursday, October 15, 2009

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our children on the Internet now

And again, it appears that the Internet can buy cheaper. Here is a comparison of prices for one and the same product.

classic brown loafers

Arkadia shopping center in Warsaw at the store cost 149 Spring zł while on the Internet at bucikowo.pl can buy them for only .... 59 zł. Almost 3 times cheaper!

elegant red bag made of leather with a decorative strap

the store Marks & Spencer in the Golden Terraces, Warsaw, you can buy it for $ 135 zł while the same bag is available for purchase for $ 105 plus shipping zł (ca. 10 zł) the www.intrigo.pl

Sunglasses type "fly", a large brown

In Cocomore in CH Redoubt in Warsaw cost 59 zł and allegro you can buy for 17.90 plus shipping.

bracelet watch with ornate, silver, metal casing

The Bijou Brigitte need to pay for it 149 zł while www.quelle.pl can now be bought for 62 zł

pendant necklace, ruby \u200b\u200bball (imitation) on chain

In Warsaw Arcadia store Agatha Paris You can already buy it for $ 112 zł www.modna.pl while longer for 39 zł plus shipping and handling.

And again confirmed an old truth: the Internet, however, the lowest price. Sometimes even by half. Search for the occasion.

Sunday, September 13, 2009

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How to save on expedition of the child to school (2)

As promised, I do. Today I will write some more in the topic of saving for school gear. Below compare prices for purchases of the same products in three different places. It will tell us how this can save some money.

Here are some products: paints, school, markers, crayons, scissors, a block of technical drawing pad, 10 notebooks, pen, pencil.

Let's see how much are these tools at Tesco:

paint - 6 zł

pens - 19 zł

pencils - 4 zł

scissors - 3.90

technical block - 0,63 zł

pad - 3 zł

10 notebooks - 12 zł

pen - 8 zł

pencil case - 15 zł

All these purchases costing us 71.55 zł.

buy in Tesco, we manage to save money on promotion, entitled "Back to School." Prices are lower than in the local craft store. Crayons are cheaper by about 2 zł, a drawing pad about 1 zł, and books are already in general are for a song - only 1.70 zł per unit. Only downside is that the Tesco we find ourselves these occasions.

now see how much pay the same products at your local craft store.

paint - 19.50 zł

markers - 21.50 zł

pencils - 6 zł

scissors - 4,50 zł

technical block - 1,20 zł

pad - 4 zł

10 notebooks - 14 zł

pen - 9,50 zł

pencil case - 20 zł

overlooks us 91.20 zł. As you can see the same thing we paid a little over 20 pounds more. How to save for your child to school expedition

paid an average two more gold for each product. But we are also certain advantages. For example, when buying a set of notebooks (10 pieces) is obtained for each of them a discount on art 4 zł. We can also consult the service on the cheaper product and thus save time (was not in Tesco). In addition, we can also test their products (also was not in Tesco).

Let's now shopping for the same housing estate bazarku:

paint - 7.50 zł

pens - 18 zł

pencils - 5 zł

scissors - 3 zł

technical block - 1 zł

pad - 3 , 50 zł

10 notebooks - 18 zł

Pen - 8.50 zł

pencil case - 17.80 zł

zapłacilibyśmy for these purchases total 82.30 zł. This is less than your local craft store but more than in Tesco. So on average. When shopping there are no crowds, such as Tesco and can be no bargain. The disadvantage, however, is that the heat, sun or moisture can adversely affect this kind of range, which is not as well kept as it is in the shop. Well, but everyone chooses what he wants in this case, sacrificing a bit of quality for better prices or vice versa.