As it turns out you can even save money on their own account at a bank or with some loans. Suppose you have to repay the credit card credit for this car and have a mortgage. It turns out that you can still save in turning a consolidation loan. This way you can save up to 500 zł per month!
If you have a bank account fees is sometimes you can even reach 200 zł per year. Negotiate with the bank then the fee reductions. Even a few pounds monthly reduction is already much in a year. You'll save even half that sum. If your bank refuses to move to another bank. Competition in the banking market is huge and banks literally kill for each customer.
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